Section
B: Insure America Insurance
Insure
America provides this portion of the insurance policy and it applies
to covered reasons only, such as sickness, injury, or death. The Trip
Cancellation Coverage goes into effect forty-five days prior to departure,
while all other coverages go into effect when you leave your home on
your scheduled departure date from the United States and includes all
of the following features:
Tour
Cost Trip Cancellation
(within 45 days of departure)
Pays for financial
losses you incur if you must cancel your travel because of an illness,
injury or death to you, a family member, or traveling companion, or other
covered unforeseen circumstances.
Tour
Cost Trip Interruption
Pays for financial
losses you incur if you must interrupt your travel because of an illness,
injury or death to you, a family member, or traveling companion, or other
covered unforeseen circumstances.
Tour
Cost Arrival & Missed Connection
You're reimbursed for the extra fare paid to join your trip, if you miss
a scheduled flight or your land tour departure because of delay of a public
conveyance due to inclement weather or mechanical breakdown.
$500
Travel Delay
Pays up to $100 per day up to the maximum limit of coverage if your trip
is delayed more than 12 hours for reasonable, additional accommodation
and traveling expenses until travel becomes possible.
$25,000
Accidental Death & Dismemberment
Pays for direct accidental death or dismemberment 24 hours a day while
you are on your trip.
$25,000
Medical Expense
Pays accident, sickness and emergency dental with no daily limits or deductibles.
$25,000
Emergency Assistance
Pays evacuation and transportation expenses as directed by a doctor to
the nearest adequate medical facility.
$2,000
Baggage & Travel Documents
Pays
for items lost, stolen or broken on your trip. Includes borrowed or rented
property.
$200
Baggage Delay
Pays
for the purchase of essential items if your bags are delayed for more
than 24 hours.
$25,000
Repatriation
Pays for reasonable and necessary services for transportation of the insured's
remains to his or her place of residence.
Exclusive
Family Protection
Children
12 and under receive full coverage at no additional charge when all accompanying
adults purchase a policy.
Waiver
of Pre-existing Medical Condition:
The pre-existing medical conditions exclusion is waived if insurance is
purchased with the initial trip payment.
How
to purchase your insurance
You
must purchase insurance with your initial trip deposit.
Otherwise coverage is not valid. Coverage does not apply to mental or
nervous disorders, self-inflicted harm, suicide, normal pregnancy or childbirth,
acts of war or terrorism and other exclusions detailed in the Certificate
of Insurance. If purchased, you will receive the Certificate with final
tour documents. |